submit all proper documentation,
	maintain "SATISFACTORY PROGRESS,"
	attend classes,
	fall within the limits of financial need as determined by the Department of Education,
	complete a "Statement of Education Purpose and Registration Compliance,"
	not be in default or owe a refund to any Title IV program, and
	complete verification if selected.

These requirements must be met prior to the certification of financial aid and/or release of financial aid funds by the aid administrator.  

"Satisfactory progress" at Dallas Institute of Funeral Service is defined as the quarterly promotion that entails the passing and completion of all required work during one quarter of studies and successfully promoting to the next quarter as described under the General Policy section of the catalog and the Satisfactory Progress section of the college handbook. 

Graduation at Dallas Institute of Funeral Service constitutes the successful completion of the two required quarters of study for the Funeral Director's Program and five quarters for the Associate of Applied Science Program.  While most students will complete the Funeral Director's Program in Funeral Service in two consecutive quarters, a maximum of four quarters will be allowed for the completion of all course requirements for graduation.  While most students will complete the Associate of Applied Science Program in Funeral Service in five consecutive quarters, a maximum of eight quarters will be allowed for the completion of all course requirements for graduation.  During this time the student must be making "satisfactory progress" at all times.  Separate periods of enrollment are permitted as long as the satisfactory progress criteria are met.

Refund Policy 
Pro Rata Refund
A statutory pro rata calculation is required if the student received federal financial aid and both of the following conditions apply: (1) The individual is a first-time student. A first-time student is one who is attending Dallas Institute of Funeral Service for the first time. (2) And the student withdrew on or before the 60% point in time for their first enrollment period.

Pro Rata Refund Calculation
A reasonable administrative fee not to exceed $100 or 5% of the total institutional charges, whichever is less, may be excluded from the institutional charges used to calculate a pro rata refund.  Under the pro rata refund, the school must refund an amount proportional to the portion of enrollment period that was not completed by the student.  The portion that remains is based on a percentage that is calculated on the following formula and may be rounded down to the nearest 10%.

If the student terminates or withdraws:  

After a first time student exceeds the sixth week, the school's refund policy takes effect.

Federal Subsidized Stafford Loans (Formerly GSL)
A Subsidized Stafford Student Loan is a low-interest loan to a student by a lender such as a bank or credit union to help pay for education after high school. These loans are insured by a guarantee agency in your state and are reinsured by the federal government.  

As an undergraduate student at Dallas Institute of Funeral Service, you may be eligible for one of these loans.  There are limitations on the amount you may receive which include your financial need, other aid received, outstanding student loan debts, and the time since a previous loan.

To apply for a student loan you may obtain an application from a lender, your state guarantee agency or from Dallas Institute of Funeral Service.  The college will also require completion of other forms to determine your financial need.  Federal regulations require all student loans be need-based and eligibility for a Pell Grant be determined first.

Since it is a loan, it must be repaid.  Student loans will also be reported to credit bureaus.  Therefore the student is advised that an adverse credit report may result from failure to comply with the terms of the loan.  Loan repayments usually begin a few months after the student graduates or withdraws from the college.  A student whose course load falls below half-time status is no longer considered a student for loan purposes.  The lender must allow at least five years for loan repayment and may allow more than five years.  When a student ceases attending the college, he/she must contact the lender to establish a repayment schedule. The amount of payment depends on the size of the loan.  If you are applying for a student loan, remember, the more you borrow, the higher your payments will be.  You should ask the lender to advise you of the monthly payments before actually obtaining the loan.  Failure to repay the loan (default) permits the guarantee agency and the federal government to take all legal measures to collect the loan.  This includes withholding of any future income tax refunds from the Internal Revenue Service toward repayment of the debt and the denial of issuance or renewal of a vocational license in your chosen profession.

Federal Pell Grants
The Pell Grant is an award to assist undergraduate students to pay for their post-high school education.  Unlike loans, grants are not required to be repaid after the student leaves the school.  The Department of Education uses a standard formula to evaluate the information provided on the aid application to determine the student's eligibility. Applicants for a Pell Grant must complete the U.S.  Department of Education's "Free Application for Federal Student Aid" (FAFSA) for the current award year.

Veteran Benefits
Dallas Institute of Funeral Service programs are approved for those persons who wish to attend the college and receive benefits under the Veterans Educational Benefits Programs.  Students planning to attend with the aid of veterans benefits should inquire at the office of Veterans Service prior to enrollment to obtain needed information relative to enrollment.  The college should also be contacted for necessary forms.  All completed forms must be returned to the registrar's office at Dallas Institute of Funeral Service.

The college will send all necessary forms to the veteran's service office at earliest date permitted by regulation prior enrollment, provided the applicant has met all requirements for enrollment and has been approved by the registrar's office.  All students attending under the veterans Educational Benefits Program must furnish Form DD 214.

State Programs
Applicants desiring to attend the college under provisions of a state rehabilitation program must contact their local rehabilitation office.  Those applicants planning to attend under the provisions of a job retraining program must contact their local employment commission or private industry council office for information.  Following counseling with the appropriate agency, the rehabilitation or job-training counselor must submit a purchase voucher to the college prior to the enrollment of the student.

Dallas Institute of Funeral Service
3909 South Buckner Blvd.,  Dallas, Texas 75227
(214) 388-5466 or 800-235-5444  Fax (214) 388-0316
E-Mail difs@dallasinstitute.edu

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